Wondering what non-owners SR22 insurance is? We get this question a lot here at Staybull Insurance. Named non-owner policies provide bodily injury and property damage coverage while you are operating another person’s vehicle. If you do not own a vehicle in Florida but need the SR22 filing you might need a non-owners policy. Named non-owner policies are typically a lot less expensive than a regular auto policy because they provide much less coverage. This type of policy only covers your liability of bodily injury and property damage to others. The owner of the vehicle should also have a regular auto policy. It is important to know that named non-owner policies do n0t provide any physical damage coverage for the vehicle you are operating. Physical damage coverage is the responsibility of the vehicle owner. Non-owner policies also do not provide any coverage for any vehicle you own or operate on a regular basis. If you are operating a vehicle on a regular basis you should be listed on the normal auto policy with the SR22 filing. Most named non-owner policies do not include any personal injury protection or medical payments coverage. Uninsured motorist coverage can be added for an additional premium. Named non-owner SR22 policies will fulfil the SR22 requirement in florida if you do not have a vehicle. If you obtain a vehicle it is important to contact your agent immediately as the non-owners policy would not provide any coverage. If you would like a quote for a non-owners SR22 insurance policy follow the link below. Also please feel free to give us a call if you have any questions.
